Japan Travel Money

Capital CityTokyo
Official CurrencyJapanese Yen
Smallest Note1,000 Yen
Largest Note10,000 Yen
Cash Available to PurchaseYes


We guarantee that our exchange rate is Better than your Bank!* and commission free when you purchase Yen notes – click here to check out today’s rate. Save on bank fees and buy Japanese Yen online now for pick up at our Galleria Shopping Centre location in Perth – see pickup locations. If you prefer to speak with someone, please feel welcome to call and reserve your Yen or come and visit us for an over-the-counter exchange!


! Important: ATM access 

Not all ATM’s in Japan are designed to accept international credit and debit cards, regardless of the issuer or whether they are Mastercard or Visa. Traveller’s often find themselves in a spot of bother and unable to withdraw their money, especially in locations outside of major cities. Consider exchanging cash before you go just in case there is not a suitable ATM nearby when you arrive at your destination. The best ATM’s to look out for are called Japan Post Bank and Seven Bank, commonly found in post office’s and Seven Eleven stores – and in popular tourist destinations. If you are travelling to a ski resort town such as Niseko or Hakuba, you are likely to have extremely limited access to an ATM and it is worth considering cash for this part of your holiday. Click here for more information on Japan Post Bank locations, withdrawal limits and service hours. If you are looking to exchange Japanese Yen in Perth, Exchange Now offer highly competitive exchange rates and zero fees for all exchanges – Click here to order your Yen online.


Japanese Yen cash

The official currency of Japan is the Japanese Yen. Now that you know of the potential ATM pitfalls, it is clear that cash is a travel essential in Japan and can save you time and money on many occasions. Having local currency on hand can:

  • give you a back-up source of funds in the event there is not a suitable ATM nearby
  • be handy for small purchases such as something to eat or drink
  • give you an alternative method of payment in the event you are unable to pay over the counter with a card or you are charged an additional fee to pay with a card
  • save you from having to pay high commission fees to exchange money in popular tourist areas when you arrive in Japan.


How much cash do i need?

Most traveller’s aren’t keen on the idea of taking all of their travel money in cash, which is understandable as lost cash cannot be recovered. Although ATM access is more limited in Japan than other holiday destinations, you can still take some of your funds with you on a secure debit card. Before you decide on how much cash vs card, it is important to check for ATM availability in the place you are spending most of your time. If you’re staying in Tokyo, then you are likely to be near a suitable ATM along your travels. If you’re staying in Niseko, then you might want to arrange a back up plan in the event you cannot withdraw your money. Contact your accommodation provider and ask for information on ATM availability at the hotel or within the area. Travel cards provide emergency support and assistance to travellers who are unable to access their money, read more about the services available.


Using your credit or debit card in Japan

Card acceptance is already limited in Japan, so it is also important to make sure that your card is suitable for use overseas. Japan Post Bank ATM’s will accept Visa, Mastercard, American Express, Diners, Cirrus and Maestro – look on the front and back of your card and make sure that there is one of these logos. Remember to check in with your bank to make sure you are fully aware of the fees you will be charged to make purchases or to withdraw money from an ATM in Japan. Click here to see common credit/debit card fees and charges before you speak with your bank. You can make fee-free purchases over-the-counter in Japan with a Mastercard Multi-currency Cash Passport card and this card is also accepted at Japan Post Bank and Seven Bank ATM’s for a small flat ATM withdrawal fee. Read more about saving money with a travel card hereAlways prepare for the event that your card is lost, stolen or skimmed by having an emergency contact number readily available. What options are available to you if you are unable to use your bank card when you are in Japan? You can avoid the disaster of having no access to cash by considering a travel card that gives you a free back-up card in the case of an emergency. The Mastercard Multi-Currency Cash Passport Card can give you an account that is not linked to your personal bank accounts, plus access to 24/7 phone support and emergency cash in as little as 20 minutes.

How to prepare before you depart

So are you looking to exchange Japanese Yen in Perth? Let us help you get your cash ready, click here to order your Yen online today. If you’d like to chat further about opening a travel card account to save on card fees, please feel welcome to contact us and speak with a travel money specialist who will be able to answer any questions you have.




We endeavour to provide you with the most accurate and up-to-date information for your destination. This information should be used as a guide only and does not constitute personal advice. Please refer to the relevant product disclosure statement before making the decision to purchase any product offered by Exchange Now. Consider your own circumstances before making a decision on how you will take your money with you overseas.

*You will be redirected to the Japan Post Bank website and the information displayed is not published or guaranteed by Exchange Now.

¹Some ATM operators may charge their own fee. Please refer to the Mastercard Multi-Currency Cash Passport Card Product Disclosure Statement before making a decision to purchase a card.